How To Be Safe When Doing Your Online Shopping?
Nowadays, online shopping is no longer considered a luxury. In fact with our busy schedules, this method of shopping through the internet is done for the main purpose of convenience and necessity. Although, a lot of consumers are already convinced to do their shopping online, there are still risky factors attached to this mode of transaction and security issues on the part of the buyers.
One of the nightmares that any consumer is afraid of facing is “identity theft” which is one of the common cyber crimes happening worldwide as well as the reports of credit card discrepancies or fraud. For you to feel safer while doing online shopping below are some security measures that you can apply:
1. Check for the website’s security
To know if the website you want to purchase a product or service is truly trustworthy enough to transact, check for the website’s security. You can do that by verifying if the website is secured by the URL. Most legitimate online shopping sites offer full protection to their online buyers by making sure that their sites are safe for any information given by the user like any personal or credit details won’t be hacked easily by cyber criminals. When doing online shopping, see to it that the site has a small lock icon located mostly at the lower right portion of the screen. Take note as well that a website is secured to do business when it starts with HTTPS:// rather than HTTP:// only.
2. Do your online shopping in a secured environment
If you intend to do some online shopping, be sure you conduct it in a secured environment like the comforts of your home. Never use a public computer or perform any online purchase in public places such as café shops, community libraries or wifi zone areas, since you are not sure about any virus or malware affecting their system. This is not a safe place for your online shopping activities.
3. Avoid sharing information anywhere
Even though inputting the needed personal details can be tiring when conducting your online shopping, avoid storing or sharing your vital information on any shopping sites servers. Remember, you don’t know exactly who are you dealing with even if it is a well-known online shopping site, so it would be safer and wiser to input any required details every time you do online shopping.
4. Make use of credit cards
Using your credit card can be more advantageous when doing online shopping because most credit card companies provide consumer protection against identity theft cases. Depending on your credit card companies’ rules on identity theft, you are assured of not being liable fully for any fraudulent transactions done within the set amount or limit agreed upon by your credit card companies and if you report the issue immediately within the 30-60 days period.
The above tips are just some of the safety measures that you can do to ensure a worry-free online shopping. Stay focus as you enter any personal or bank details that the website is asking from you. If you feel unsecured about their mode of payment or there is no consumer protection stated like the “Money back guarantee” or assurance of exchange of goods if delivered with the wrong size or color, then, there is still time to withdraw your order. Be safe and experience an enjoyable online shopping experience by keeping a watchful eye all the time. You never know when you will find a great deal of a bargain. Happy online shopping.